Investment Products
Annuities, 401k Rollovers, IRAs, Group Retirement Plans, College Savings Plans, CDs, & Investment Strategies
Annuities
Does the idea of losing income in retirement worry you? Annuities can bridge the earnings gap you will face when you retire. An annuity offers a tax-advantaged means to set money aside for retirement. Call us to discuss the opportunities an annuity can provide!
Disclosure: Although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. There is a surrender charge imposed generally during the first 5 to 7 years or during the rate guarantee period.
401K Rollovers
Have you recently retired or quit your job? We offer services to “roll” that money into an individual retirement account that matches your risk tolerance and investment objectives. Talk to us to see what options are available to you.
Disclosure: Before deciding whether to retain assets in a 401(k) or roll over to an IRA, an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgements, required minimum distributions and possession of employer stock. Please view the Investor Alerts section of the FINRA website for additional information.
IRAs
IRAs are a vital component of your retirement plan. They give you the freedom of investment choice and offer different tax advantages to suit your needs. IRAs are easy to open, so let us help you invest. Your future is important!
Group Retirement Plans
Setting up a retirement plan can help attract and retain talent in your business. With a variety of investment options, we make sure to provide a cost-effective plan that matches your employees’ goals.
College Savings Plans
College is expensive and that cost isn’t expected to decrease anytime soon. Establishing a 529 (College Savings Plan) can ease the financial burden. College Savings Plans are tax-advantaged accounts that can be used to fund secondary education. Call us to explore your options!
Disclosure: Investors should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. This information is found in the issuer’s official statement and should be read carefully before investing.
Investors should also consider whether the investor’s or beneficiary’s home state offers any state tax or other benefits available only from that state’s 529 Plan. Any state-based benefit should be one of many appropriately weighted factors in making an investment decision. The investor should consult their financial or tax advisor before investment in any state’s 529 Plan.
CDs
Concerned of market fluctuations? Consider a CD. CDs allow investors to invest a lump-sum of money at a fixed rate of return for a certain period of time. These instruments give investors financial confidence with guaranteed returns and FDIC protection*. Call us to discuss your options.
*CDs are insured up to $250,000 per depositor, per institution.
Disclosure: Bank certificate of deposits are insured by an agency of the Federal government and offer a fixed rate of return whereas both the principal and yield of investment securities will fluctuate with changes in market conditions.
Investment Strategies
Are you someone who likes to take risks? Or are you someone who likes to play it safe? Whichever one applies, we can help you determine what strategies and options are available to reach your financial goals.